Amicus Curiae's Brief of Texas Appleseed in Support of Appellees. Cash Biz, LP, Cash Zone, LLC D/B/A Cash Biz and Redwood Financials, LLC (Appellants) v. Hiawatha Henry, Addie Harris, Montray Norris and Roosevelt Coleman, Jr., on behalf of themselves and for all other similarly situated Appellees (Appellees). From the 224th Judicial District Court for Bexar County, Texas, No. 2015-CI-01545. Brief Excerpt: SUMMARY OF THE ARGUMENT: The use of "bad check" or "theft by check" charges by payday loan businesses, which operate as credit services organizations (CSOs) and credit access businesses (CABs) in Texas,1 constitutes a violation of the letter and spirit of: (1) state laws governing the filing of such criminal charges and the operations of CSOs and CABs; and (2) state and federal fair debt collection laws. It is an unlawful means by which payday, auto title, and other small dollar loan arrangers and lenders use the public criminal justice system to collect on private debts; a wrongful use of taxpayer-funded law enforcement resources; and now, a deceptive and unjust way that lenders, and the CSOs and CABs that arrange the loans, are attempting to use their contracts, as both sword and shield.
Perales Serna, et al., Plaintiffs, vs. Texas Department of State Health Services, Vital Statistics Unit, et al., Defendants. Amicus curiae brief of Texas Appleseed Foundation in support of plaintiffs' application for preliminary injunction.


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