Resources

Download link above. Poster for principals, homeless school liaisons, school counselors & other educators to download and post around campus. Online downloadable version is 11x17; can be sized down to 8.5x11. The poster contains information about HB 123. This law makes it easier for youth experiencing homelessness and children in foster care to gain access to state identification certificates and driver’s licenses. The law waives all fees associated with getting a license or a state ID or the fees associated with birth certificates or other documents for young people experiencing homelessness or in foster care. The law also allows these young people to use a school or shelter as their address so they can receive these documents. The poster is provided in partnership between Texas Appleseed, Texas CASA, and Texas RioGrande Legal Aid.

OPENING PARAGRAPHS: Letter Re: Consumer and Community Organizations’ Response to Federal Insurance Office Request for Information: Monitoring the Availability and Affordability of Auto Insurance: Assessing Potential Evolution of the Auto Insurance Market. Dear Mr. Hart: Texas Appleseed is a public interest justice center working to change unjust laws and policies that prevent Texans from realizing their full potential. Working with pro bono partners and collaborators, Texas Appleseed develops and advocates for innovative and practical solutions to complex issues. As part of its work, Texas Appleseed also conducts data-driven research to better understand inequities and identify solutions for concrete, lasting change. Texas Appleseed is part of a non-profit network of 17 justice centers in the United States and Mexico. Through its Fair Financial Services Project, Texas Appleseed is a state leader in advocating for fair market practices across many financial services areas, including fair auto insurance pricing, payday and auto title lending, protections for victims of financial abuse, and in support of fair debt collection practices. We appreciate the issuance of this RFI. It comes at an important time in market transitions, with a changing market due to the pandemic as well as expanded use of big data and telematics in insurance pricing. One of the major barriers faced by public interest organizations in analyzing fair and equitable pricing in the auto insurance market is access to data. Much data is either deemed proprietary or accessible only at great cost. This dynamic elevates the importance of the Federal Insurance Office, as a source of data and analysis focused on building a market that benefits all customers.