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Texas Appleseed strongly supports the U.S. Department of Defense (“the Department”) proposed rules to expand the scope of consumer credit covered under the Military Lending Act (“MLA”) to a wider range of closed-end and open-end consumer credit products. Establishing a definition of consumer credit that is consistent with the consumer credit products afforded protections under the Truth in Lending Act (“TILA”) will address important short-comings in the current MLA rules. It will also ensure that the MLA is achieving its intended purpose: to protect military personnel from “predatory lending [that] undermines military readiness, harms the morale of troops and their families, and adds to the cost of fielding an all-volunteer fighting force.”
Grenade launchers, M16 assault rifles, and other weapons intended for military combat are making their way onto K-12 campuses for use by school district police. Read our letter to the Department of Defense's Defense Logistics Agency, which we and more than 20 education and civil rights advocacy organizations from across the U.S. have signed onto, calling for a discontinuation of the program for K-12 school districts.

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